Accident Insurance*

• Benefits paid directly to insured regardless of out of pocket expenses

• Pays in addition to any other insurance you may have

• Can be used to help pay deductibles, co-pays or recover lost income

• Benefits paid for dislocation, fractures, lacerations, burns, hospitalization, and more

• Individual and family coverage available

• Excellent option for those with an active lifestyle or dependents participating in sports of all kinds

Auto & Homeowners/Renters*

• Free quote that generally reflects as much as a 10% group savings

• Offered through the convenience of payroll deduction

• Fully portable

• Often includes a 12 month rate guarantee

Cancer Insurance*

• Provides a lump sum benefit directly to the insured upon diagnosis

• Pays in addition to any other insurance you may have

• Can be used to help pay deductibles, co-pays or recover lost income

• Benefits paid for hospitalization, radiation, chemotherapy, travel expenses, surgery and more

• Wellness benefit available

• Individual and family coverage available

Critical Illness*

• Lump sum benefit paid directly to the insured upon diagnosis of a covered illness

• Ideal for employers offering a high deductible health plan

• Covers cancer, stroke, heart attack, end stage renal failure and more

• Individual and family coverage available

Disability Insurance*

•  Income replacement for both short & long term disabilities

• Multiple plan designs available to meet employer’s needs

• Income protection for time off due to injury, illness and pregnancy

• Benefits paid tax-free 

Hospital Indemnity*

• Benefits paid directly to insured regardless of out of pocket expenses

• Covers initial hospitalization and daily hospital confinement

• Injury, illness and pregnancy covered

• Individual and family coverage available

Identity Theft Protection*

• 1 in 4 are victims of identity theft

• Identity Theft Protection works to prevent & restore loss associated with ID theft

• Detection & alerts given in real time for your benefit

• Individual and family coverage available

Legal Coverage*

• Affordable monthly premiums

• Covers most common legal needs such as will preparation, buying/leasing home or car, adoption, uncontested divorce, juvenile matters and more

• Provides access to an attorney in your area as well as phone and online services

• Covers the whole family

Life Insurance*

• Provides financial security in the event of loss of life

• No physical exams required

• Portable upon retirement or change of employment

• Long Term Care, AD&D & Waiver of Premium riders optional

• Coverage available for employee, spouse, children and grand children

Limited Benefit Medical Plans*

• Ideal for employers with a large hourly or part-time workforce

• Helps pay basic medical expenses related to illness or injury

• Custom plan designs available

• Options include daily hospital benefits, outpatient physician visits, surgery, anesthesia, accidents & critical illness coverage, and wellness benefits

Pension Protection*

• Designed to pay the loss of pension or retirement benefit contributions due to a pre-mature injury or illness resulting in total disability

• Pays a lump sum directly to the insured

• Benefits available up to $200,000 and are based on the insured’s age and income level

• Coverage is available for employees in specific industries

Workplace Assault & Hazard Insurance*

• Provides aggregate benefits up to $200,000

• Tax-free cash payments if an injury or fatality is sustained as a result of a workplace assault

• Tax-free cash payments if work is missed due to contracting and infectious disease in the workplace such as HIV, Hep-B & C and Ebola

• Accidental Death and Dismemberment coverage in addition to any other life insurance benefits

• Coverage is available for employees in specific industries and is issued on a guaranteed issue basis